Maintenance July 27, 2019

What is a home warranty and do you need one?

I’m usually skeptical when it comes to 3rd party warranties, such as extended warranties sold by retailers of consumer electronics. Sometimes they make sense to purchase, but in my estimation, most do not.

That can occasionally be the case with a homeowner’s warranty, but I feel that they make REALLY good sense in certain situations; the most obvious one being the purchase of an older home with older appliances and major systems where you plan to live with them for several (or more) years.


But the devil is in the details and the warranty coverage and cost need to be thoroughly examined first.  What’s the deductible?  Do you get to choose your own contractors?  Are all appliances covered, or just a select few?  How about any repair exclusions?  These questions and more are questions that you should ask if you are considering purchasing a home warranty.


This article does a decent job giving the prospective purchaser advise on what to look for. Let me know if you have any questions or comments!


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